Learn about Investing

Why invest with Fortress Fund Managers?

At Fortress, we help you save and grow your money for the future.

When you place your long-term savings in one of our mutual funds, you’re taking the opportunity to enjoy higher returns than you would receive if you placed the same amount in a traditional savings account. We will maximise your earnings, while taking careful measures to protect your investment. By applying a clear, focused approach, we deliver two simple things: results and peace of mind.

What is investing?

Investing is a way to make your money grow.

When you invest, you’re making an active decision to put your money into an asset with the aim of generating either income or a profit in the future. An asset is simply something that has value. An asset can be “real” (physical) like property or equipment. It can also be “financial”, where the value comes from the market that the asset is traded in. Financial assets can include cash, stocks, bonds and mutual funds.

To gain positive returns, or make your money grow, you need to consider the types of assets that will help you reach your financial goal with the level of risk you can tolerate. Every level of investment involves risk, lower risk usually means lower returns and with higher expected returns there is higher risk.

Investing is by no means a “get rich quick scheme” and is best suited to investors who have time and patience on their side.

When should you begin investing?

You should begin investing as soon and as regularly as possible, as building wealth does not happen overnight. The most successful investors are the ones that start early and are consistent with their contributions.

Research has proven that when it comes to investing, time and consistency are far more important than the actual amount you invest each month.

When should you begin investing?

One of the easiest and best ways to invest is to “set it and forget it”, also known as dollar cost averaging. This is a strategy where an investor buys the same dollar amount of an investment at regular intervals (e.g., every month). A monthly savings plan is one way to achieve this, usually through a pre-arranged automatic salary deduction or direct debit from your bank account. The idea is to reduce the effect of short-term market volatility over time.

What is a Mutual Fund?

Mutual funds are a type of investing tool that allows many people to pool their money to buy stocks, bonds or other securities. Mutual funds are divided into shares and each investor in the fund buys a number of shares that corresponds to the amount of money invested. Investors therefore participate proportionally in the gains or losses of the fund. The price of each share is known as the Net Asset Value (NAV). The NAV is simply the total value of the securities the fund owns divided by the number of the fund’s shares outstanding.

We offer mutual funds because they offer diversification, convenience, and lower costs for our investors. Mutual funds are also one of the best ways for new investors to grow their wealth with less risk. The Fortress mutual funds have some of the strongest long term track records in the industry.

See more about our funds’ current performance with the latest NAVs and quarterly reports.

What am I Investing In?

When you invest in a Fortress mutual fund, you are gaining access to multiple assets, including stocks, real estate, and fixed income assets like bonds. Each mutual fund has a specific investment objective and strategy based on the underlying securities. At Fortress we invest in securities from the Caribbean and around the globe. These are selected by our investment team in line with our investment philosophy.

How can I learn more?

You can learn more about our individual mutual funds and other services right here on our website. You may also call or email us if there are specific questions you’d like to ask. For more information about investing and other money matters, take a listen to our life and finance podcast, Do It Fuh Grantley.